Selling your business or stepping back doesn’t automatically unwind the structures you’ve built. Learn how your trading company, family trust, bucket company, Division 7A loans and super interact, and why it pays to review your structure years before you retire.
Author: Pat Mannix
How to Know When You’ve Outgrown Bookkeeping Alone
Bookkeeping tells you what happened. At some point, that stops being enough, not because the bookkeeping is bad, but because the business has grown past what it can answer. Here’s how to spot that point.
Buying Your Business Premises Through Your Super Fund
The recent super changes killed borrowing for residential property, but not commercial. Business owners can still buy the premises they operate from using their own super fund, turning rent they’re already paying into equity they actually own. Here’s why it works, how it’s set up, and who it genuinely suits.
Division 7A Loans: The 25-Year Version Explained
Everything online treats Division 7A like a headache to avoid. But there’s a 25-year version, secured against property you already own, that we set up deliberately to manage how company money is taxed while it sits inside a trust structure.
Best Financial Dashboards for Small Business Owners
Scattered financial data makes it hard to see problems before they become crises. Here are the four financial dashboards every business owner should have, and what makes them actually useful.
Trust Tax Changes 2026 Australia: Are Discretionary Trusts Dead?
Headlines say trusts are dead, but the truth is a lot less dramatic. Here’s what the 2026 trust tax proposal actually means, and why we’re still setting clients up with discretionary trusts today.
How to Manage Finances When Scaling a Business
Growth exposes financial cracks that a smaller business never had to deal with. Here’s what actually causes financial strain when scaling, backed by ASIC and ABS data, and how to stay ahead of it.
Why Financial Data Integrity Matters More Than Ever
Financial data integrity is the foundation of reliable reporting. Here is why it matters more than ever for growing Australian businesses.
ATO Car Thresholds 2026-27: What Business Owners Need to Know From 1 July
The ATO car thresholds 2026-27 have been released, including the updated car limit, luxury car tax thresholds and cents per kilometre rate effective from 1 July 2026. Learn what these changes mean for business owners and vehicle purchases.
New Financial Year Checklist: 7 Things to Do in July 2026
Most business owners treat 1 July like any other day. The ones who don’t are usually the ones who end up ahead. Here are seven practical things worth doing right now to start the 2026-27 financial year on the right foot.