Author: Pat Mannix

Founder and Partner - CPA | Pat Mannix champions small business people. A Melbourne-educated CPA with more than 35 years' experience, Pat led the growth of his family's accounting firm before founding Cotchy to bring accounting, bookkeeping, taxation and advisory services together for growing Australian businesses.
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Tax Structuring Before Retirement: What Business Owners Need to Consider

Selling your business or stepping back doesn’t automatically unwind the structures you’ve built. Learn how your trading company, family trust, bucket company, Division 7A loans and super interact, and why it pays to review your structure years before you retire.

CONTINUE READING Tax Structuring Before Retirement: What Business Owners Need to Consider 10 min read

Buying Your Business Premises Through Your Super Fund

The recent super changes killed borrowing for residential property, but not commercial. Business owners can still buy the premises they operate from using their own super fund, turning rent they’re already paying into equity they actually own. Here’s why it works, how it’s set up, and who it genuinely suits.

CONTINUE READING Buying Your Business Premises Through Your Super Fund 3 min read

ATO Car Thresholds 2026-27: What Business Owners Need to Know From 1 July

The ATO car thresholds 2026-27 have been released, including the updated car limit, luxury car tax thresholds and cents per kilometre rate effective from 1 July 2026. Learn what these changes mean for business owners and vehicle purchases.

CONTINUE READING ATO Car Thresholds 2026-27: What Business Owners Need to Know From 1 July 5 min read