Industry

Retail

Keep sales, stock, expenses and cash flow easier to understand.

More time on the shop floor. Less time on admin.

Whether you run a single store, a growing chain or an online-plus-bricks-and-mortar setup, Cotchy keeps your bookkeeping, accounting and tax organised, so you can spend more time serving customers and less time reconciling receipts.

Trusted by businesses that live and die by their numbers.

Retail runs on tight margins and constant movement.

You’re managing daily takings, stock levels, supplier invoices, wages and card fees, all while trying to keep your BAS, super and tax on track.

Cotchy brings the financial side of your retail business together in one place. From POS reconciliation and reporting to tax planning and business advisory, we provide practical financial support that helps you understand your margins, manage cash flow and grow with confidence.

Built for the way retail businesses work.

Stay on top of your numbers

Understand daily sales, stock levels and true profitability with accurate reporting that’s easy to read and available whenever you need it.

Advice beyond compliance

Your bookkeeper should do more than reconcile transactions. We provide proactive advice on pricing, margins and cash flow throughout the year.

Spend more time with customers

We manage the bookkeeping, reporting and compliance so you can focus on the shop floor instead of the back office.

Financial clarity creates better retail businesses.

Retail businesses live or die on cash flow.

Whether you’re deciding on a new stock order, opening a second location, negotiating with suppliers or planning for a big sales period, accurate financial information makes every decision easier.

Cotchy doesn’t simply prepare reports. We help you understand what they mean for your margins, your stock and your next move.

How Cotchy supports retail businesses

We learn how your business operates.

Every retailer is different. We take the time to understand your POS system, stock management, staffing model and goals before recommending the right solution.

We bring everything together.

Bookkeeping, accounting, tax and compliance all work together under one roof, giving you accurate financial information without juggling multiple providers.

We help you plan what's next.

As your business grows, we’re there with practical advice, regular reporting and ongoing support to help you make confident financial decisions.

Designed for businesses like yours

We regularly work with:

  • Fashion and apparel stores
  • Homewares and gift shops
  • Specialty food and grocery retailers
  • Pharmacies
  • Online and multi-channel retailers
  • Franchise retail outlets
  • Pop-up and market traders
  • Hardware and trade retailers

Why retail businesses choose Cotchy

Australian-based bookkeeping and accounting team

No overseas outsourcing

Fixed monthly pricing

Practical business advice

Clear financial reporting

Ongoing support throughout the year

Built for growing Australian businesses

Frequently Asked Questions

Yes. Cotchy works with a wide range of Australian retailers, from single-store owners to multi-location chains and online-plus-physical retailers. We tailor our bookkeeping and accounting services to suit how your store operates.

Yes. We regularly reconcile point-of-sale systems with platforms like Xero and QuickBooks, so your daily sales, card fees and takings are accurately recorded.

Yes. Accurate bookkeeping is only the start. We can provide reporting and practical insights that help you understand profitability by product line, monitor cash flow and make informed stock decisions.

Our preferred approach is to manage your bookkeeping, accounting and tax together under one roof at Cotchy. This removes the back and forth between separate service providers and helps ensure everything is handled efficiently and on time by one team. If you need to keep your existing bookkeeper, we’re happy to discuss this with you and see what arrangement would work best.

Yes. Our services scale with your business, whether you’re running one store or several, with consolidated reporting so you always see the full picture.

No. While Cotchy is proudly Australian-owned and Melbourne-based, we support retail businesses across Australia using secure cloud accounting software and online collaboration.

Let's simplify the financial side of your store.

Whether you’re just starting out or running a multi-million dollar operation. Our approach is built around what SMEs actually need, not a one size fits all service.

Who we’re good for

For business owners who have better things to do.

See what Cotchy can do for you

Whether you’re behind on your books or just ready for better support, we’re here to help.