Author: Pat Mannix

Founder and Partner - CPA | Pat Mannix champions small business people. A Melbourne-educated CPA with more than 35 years' experience, Pat led the growth of his family's accounting firm before founding Cotchy to bring accounting, bookkeeping, taxation and advisory services together for growing Australian businesses.

Federal Budget 2026-27: What Small Business Owners, Franchisors and Franchisees Need to Know

The 2026-27 Federal Budget landed on 12 May 2026 with sweeping changes to tax, investment rules and business structures. From a permanent $20,000 instant asset write-off to major shifts in negative gearing, CGT and family trust taxation, here is what it means for your business.

CONTINUE READING Federal Budget 2026-27: What Small Business Owners, Franchisors and Franchisees Need to Know 11 min read
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Business Loan Financial Requirements: What Banks Actually Look For Before Approving Business Finance

Many business owners assume profitability is enough to secure a business loan. In reality, lenders assess far more. Here is what Australian banks actually look for before approving business finance.

CONTINUE READING Business Loan Financial Requirements: What Banks Actually Look For Before Approving Business Finance 12 min read
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5 Questions to Ask Before Switching Accountants

Switching accountants is a big decision, but asking the right questions can make it far easier. This guide outlines the key questions to ask before switching accountants, helping Australian business owners understand fees, proactivity, communication and the transition process so they can make a confident, informed choice.

CONTINUE READING 5 Questions to Ask Before Switching Accountants 10 min read